Friday, September 30, 2011

Full Tilt Poker's license gets revoked

By Patrick Rizzo

Full Tilt Poker, which the U.S.?has accused of running an online Ponzi scheme, had its gambling licenses revoked Thursday by a British gambling watchdog.

The Alderney Gambling Control Commission said in a statement that it had revoked the licenses of??Vantage Limited, Filco Limited and Oxalic Limited, trading as Full Tilt Poker, because it "emerged that FTP had fundamentally misled AGCC about their operational integrity by continuously reporting as liquid funds balances that had been covertly seized or restrained by US authorities, or that were otherwise not actually available to the operator."

Full Tilt was not immediately available to comment. The Channel Islands-based AGCC noted that its move does not prevent Full Tilt from reactivating its business under new ownership.

"Unresolved claims by players against FTP become a matter for the police and civil authorities. Now that FTP?s licences have been revoked, AGCC no longer has jurisdiction over these companies," AGCC said.

The Wall Street Journal reported Thursday that FTP has been in talks with potential investors for months.

Last week, Justice Department accused poker superstars Christopher ?Jesus? Ferguson, Howard ?The Professor? Lederer and other executives of using?a poker website to?operate a Ponzi scheme that?defrauded players out of $300 million.

"Full Tilt was not a legitimate poker company, but a global Ponzi scheme," said Preet Bharara, U.S. Attorney for the Southern District of New York, in a statement on Sept. 20.?A Ponzi scheme, named after famed swindler Charles Ponzi, is a pyramid scam in which supposed profits are paid out to early investors through funds from later investors.

In the statement, Bharara said Full Tilt "cheated and abused its own players to the tune of hundreds of millions of dollars." It went on to say that "insiders lined their own pockets with funds picked from the pockets of their most loyal customers while blithely lying to both players and the public alike about the safety and security of the money deposited with the company."

UPDATE: Hours after Alderney's decision, Full Tilt Poker released a statement to?PokerStrategy.com. In it, Full Tilt concludes: ?Notwithstanding the potential damage done by the Commission and its disregard for our players, Full Tilt Poker remains committed to repaying its players in full and continues in active negotiations."

Source: http://bottomline.msnbc.msn.com/_news/2011/09/29/8038103-full-tilt-pokers-license-gets-revoked

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Thursday, September 29, 2011

Lots of Coffee Might Lower Depression Risk: Study (HealthDay)

MONDAY, Sept. 26 (HealthDay News) -- Coffee lovers, take heart: Women who drink four or more cups of caffeinated coffee daily seem to have a lower risk of depression than those who don't drink java or stop at one cup a day, a new study suggests.

Although it's way too early to start recommending regular coffee consumption as a way to prevent depression, the findings may comfort those who feel guilty about their habit.

"This may lessen concerns that caffeine consumption will have a negative impact," said Dr. Christopher Cargile, an associate professor of psychiatry and behavioral science at Texas A&M Health Science Center College of Medicine. "Caffeine at high doses has long been associated with worsening of anxiety and other psychiatric illness, and at times this has lead to lingering concerns that it might be best to limit its use."

Cargile was not involved with the study, which appears in the Sept. 26 issue of the Archives of Internal Medicine.

The lion's share of caffeine in the world -- 80 percent -- is consumed in the form of coffee and caffeine is already the most widely used central nervous system stimulant in the world.

Researchers have probed caffeine's effect on heart health, markers of inflammation and cancer (generally the effects are benign or even positive), but there's been relatively little research into its effects on mood.

What little research has been done has generally found a salubrious effect, with more coffee decreasing depressive symptoms and even being associated with a lower risk of suicide.

"Caffeine has short-term positive effects on mood, subjective feelings of having more energy and being more awake in the short term," said study senior author Dr. Alberto Ascherio, who is a professor of epidemiology and nutrition at Harvard School of Public Health in Boston.

It seemed natural "to see whether long-term coffee consumption associated with a lower risk of developing depression," he added.

These authors tracked almost 51,000 women, averaging age 63, who were participating in the Nurses' Health Study. None of the women reported being depressed at the beginning of the study and none were on antidepressants.

Depression was measured by new diagnoses accompanied by long-term use of antidepressants.

Women who drank four cups of coffee or more a day had a 20 percent reduced risk for depression and those imbibing two to three cups daily had a 15 percent decreased risk, compared to those drinking one cup or less daily.

Decaffeinated versions of the drink didn't seem to be linked at all with depression.

A relationship between caffeinated coffee and depression does make a certain amount of biological sense, experts say.

"Caffeine is known to affect the release of several neurotransmitters, including dopamine and serotonin, that had been implicated in regulating mood and depression," said Ascherio, who is also professor of medicine at Harvard Medical School.

But those are short-term effects and "we [still] don't really know why coffee [over] years can decrease depression," he said.

"If caffeine has some antidepressant effect, we may be able to find compounds with an even stronger antidepressant effect," Ascherio said.

First, though, researchers need to determine if there is a cause-and-effect relationship at work here.

"Currently there's just too much we don't know about the cause-and-effect relationship that may be producing these findings," said Cargile, who is also regional associate dean of Texas A&M's Bryan-College Station campus.

More information

The National Institute of Mental Health has more on depression in women.

Source: http://us.rd.yahoo.com/dailynews/rss/diseases/*http%3A//news.yahoo.com/s/hsn/20110926/hl_hsn/lotsofcoffeemightlowerdepressionriskstudy

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Wednesday, September 28, 2011

Celebrity Birthdays Today: Gwyneth Paltrow, Lil Wayne, Avril Lavigne & More!

Happy Tuesday, readers! The week is off to a nice quick start, before you know it the weekend will be here! In today’s edition of Celebrity Birthdays, a ‘Hardy Boy’ and former teen singer/actor heartthrob turns 53, a ‘Santa Barbara’ soap star turns 63, and the host of Soul Train is 75. Can you guess who? Happy Birthday, Gwyneth Paltrow! The Oscar winning actress is 39 years old today. Fresh off Paltrow’s Emmy win for her guest starring role as substitute teacher Holly Holliday on Glee, it looks as if she’ll be working once again with Glee creator Ryan Murphy. Ryan reportedly will write a movie musical with Paltrow and Maya Rudolph in mind, both of whom are good friends with the producer. The actress recently joined Twitter in June and took to her page to thank the many who have already sent her birthday love…”Thank you for all of my happy birthday wishes, just read so many…you guys make my life great, thank you xgp” Happy Birthday, Avril Lavigne! The Complicated singer is 27 years old today. She released the music video for ‘Wish You Were Here’ earlier this month, and already it’s garnered almost 20,000,000 page views, almost [...]

Source: http://feedproxy.google.com/~r/RightCelebrity/~3/FVFXZwQ9Id4/

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Obama re-election campaign pushes back against GOP-passed elections law in battleground Ohio (Star Tribune)

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Monday, September 26, 2011

Have You Assessed Your Use of ... - Internet Based Business Articles

Even though a lot of small web business people know about time management, we tend to think most of them do not bother with it in a serious manner. But still, learning how to use your time efficiently is something within your reach. Just learn as much as you can and take what feels good for your business and phase it in. Even if you are completely new to this area, you have every reason to be confident about your ability to have a positive impact on your business operations.

Adding an attitude of rushing to finish business responsibilities is not managing your time; it is rushing ? not the same as being methodical in your approach to business. As you know very well, when you hurry through with anything there is a chance of making mistakes, etc. There are sound reasons for each type of time management tool or strategy, and you have to optimize which one you use. So the thing to remember is to actually take a relaxed and analytical approach with this. How you ultimately apply time management techniques will also depend on your own personality and work habits, too.I have found these pointers to be beneficial before selecting items like http://www.robselaney.com/that-free-thing/that-free-thing-review.

Your work will flow so much easier and better, and be more consistent, when you are working to a set schedule each business day. Creating habits that are more conducive to success in business include a schedule, first, and then managing your time better, second. If your work and family life mean you have to split your time up, then obviously do what you have to do ? just keep the craziness consistent and at the same time, if possible. Use the idea of testing that is so valuable in business, and simply test a schedule for a while. You will get much more done each day when you are comfortable and not stressed, and that is also the benefit of a daily work schedule.Therefore, be sure you browse the following, Easy Profit Bot, before you make a proper decision.

Sometimes you have to play little mental tricks and mind games with your self such as reminding your self that you need to stop something because it is interfering with your dreams. We have no idea what you are like, and so all we can do is tell you what works and is worth trying. Business success requires different things from us, and you have to learn what is needed by you.

You understand the value of introducing effective time management methods in your business. You have to be able to get things done and often as quickly as possible. Do you outsource? If you do, then chances are you are familiar with much of what we have been discussing. There is much more to learn about this because obviously we have only had time to talk about a few important principles.

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Sunday, September 25, 2011

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UBS CEO Gruebel resigns over rogue trading loss (AP)

GENEVA ? UBS chief executive Oswald Gruebel has resigned over a $2.3 billion loss caused by rogue trading at its investment division, which is to be restructured now to prevent similar incidents in future, the Swiss bank said Saturday.

Gruebel, who had come under heavy pressure from shareholders over the scandal, said he hoped his resignation would allow the bank to restore its reputation in the eyes of clients and investors.

"As CEO, I bear full responsibility for what occurs at UBS," he said in a memo to staff. "From my first day on the job I placed the reputation of the bank above all else. That is why I want to and must act according to my convictions."

UBS Europe chief Sergio P. Ermotti will take over immediately as interim chief executive until Gruebel's replacement is appointed.

Gruebel's departure caps 10 days of speculation over his future following the bank's announcement that a single London-based trader had evaded internal control systems and gambled away $2.3 billion.

The trader, 31-year-old Kweku Adoboli, was arrested Sept. 15 and charged with fraud and false accounting. A judge ordered him Thursday to be held in jail until a hearing next month.

The rogue trading loss is the third major scandal to hit Switzerland's biggest bank in recent years, and the second to come out of its investment unit. During the financial crisis, UBS was one of the European banks worst hit by failed investments in the subprime mortgage market. A year later, it became embroiled in an embarrassing U.S. tax evasion case.

UBS President Kaspar Villiger told reporters the board had tried to persuade Gruebel to stay until the bank's annual shareholder meeting next year, but the gravel-voiced German had wanted to send a strong signal about the trading loss immediately.

"He thinks that this act could maybe create a new basis for UBS to continue," said Villiger, who earlier noted that UBS wants to "turn this disaster into an opportunity."

Speculation has already begun over who is to succeed the 67-year-old Gruebel. Ermotti, a Swiss citizen who joined UBS from Italy's UniCredit, is considered a front-runner.

"Sergio is, of course, a strong candidate," said Villiger. He mentioned no other names.

Villiger said Gruebel, who was brought in more than two years ago to help revive the fortunes of the Zurich-based bank, had achieved "an impressive turnaround and strengthened UBS fundamentally."

Gruebel came out of retirement to lead UBS. A former trader, he steered the bank back to profit and resolved the U.S. tax evasion case, though not without blowing a hole in Switzerland's storied tradition of banking secrecy.

As head of UBS he also accepted new Swiss government rules that require the bank and its rival Credit Suisse to hold far greater capital reserves to prevent a possible collapse during a banking crisis.

"He steps down having helped make UBS one of the world's best capitalized banks," Villiger added.

Gruebel's resignation was inevitable, given the size of the loss and the bank's other recent risk-management failures, said Michael Robinson, a former U.S. Securities and Exchange Commission official who advises banks and companies on crisis communications.

"As soon as we found out that a single trader had lost what would surely have been their entire quarterly profit, (Gruebel) was just waiting to fall down and die," Robinson said, now a senior vice president at Levick Strategic Communications in Washington, D.C.

By responding quickly, Robinson said, UBS gave itself a chance to show it is serious about preventing similar problems in the future.

But the bank still must win over investors with substantive changes to its leadership and risk-management policies, he said. A similarly orderly transition wasn't likely at a scandal-plagued U.S. bank, given the scrutiny banks in the U.S. get from regulators, Congress and a recession-weary public.

"This is very orderly; it's the kind of thing you'd expect from a European institution as opposed to an American institution," Robinson said.

The UBS board, which met in Singapore this week, said it would seek to put in place measures to prevent a similar rogue trading loss from recurring.

The bank said it would hold on to its integrated strategy, but that the investment business would be simplified to ensure there was less risk, using less capital to produce more reliable returns. Asked whether investment bank chief Carsten Kengeter would keep his job, Villiger said: "I do not see any reasons to doubt (his) future."

Earlier this week, the Government of Singapore Investment Corp. ? the largest UBS shareholder ? said in a rare public rebuke that it was concerned about lapses at UBS and called on the bank to restore confidence.

The sovereign wealth fund, which owns about 6.4 percent of UBS, has suffered heavy losses on its investment as the bank's share price has more than halved since it became a shareholder.

In Washington, Tharman Shanmugaratnam, deputy prime minister of Singapore and minister of finance, refused to comment on UBS developments on Saturday, insisting on the separation between the government and the Government of Singapore Investment Corporation decisions. He said he was sure the GSIC officials were in touch with UBS officials and Swiss regulators. Tharman was in Washington, chairing the meeting of the International Monetary Fund's policy-setting committee.

___

AP Business Writer Daniel Wagner and AP Economics Writer Martin Crutsinger in Washington contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20110924/ap_on_bi_ge/eu_ubs_trading_scandal

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Saturday, September 24, 2011

Facebook redesigns profiles, adds 'timeline' (AP)

SAN FRANCISCO ? Facebook is dramatically redesigning its users' profile pages to create what CEO Mark Zuckerberg says is a "new way to express who you are."

Zuckerberg introduced the Facebook "timeline" Thursday in San Francisco at the company's f8 conference for some 2,000 entrepreneurs, developers and journalists. The event is also being broadcast to more than 100,000 online viewers.

The timeline is reminiscent of an online scrapbook, with the most important photos and text that users have shared on Facebook over the years. It's Facebook's attempt at growing from an online hangout to a homestead, where people express their real selves and merge their online and offline lives. The timeline can go back to include years before Facebook even existed, so users can add photos and events from, say 1995 when they got married or 1970 when they were born.

Zuckerberg took the stage after a humorous skit, in which Saturday Night Live actor Andy Samberg impersonated him. The real Mark Zuckerberg looked considerably more playful and at ease than he has in past events, suggesting he is growing into his role as the public face of Facebook.

But he quickly got down to business as he introduced the timeline as "the story of your life ? all your stories, all your apps and a new way to express who you are."

Expanding on its ubiquitous "like" buttons, Zuckerberg said Facebook will now let users connect to things even if they don't want to "like" them.

"We are making it so you can connect to anything you want. Now you don't have to like a book, you can just read a book," he said. "You don't have to like a movie; you can just watch a movie."

___

Ortutay reported from New York.

Source: http://us.rd.yahoo.com/dailynews/rss/tech/*http%3A//news.yahoo.com/s/ap/20110922/ap_on_hi_te/us_tec_facebook_conference

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Friday, September 23, 2011

Full Sail University Adds Recording Artists MUTEMATH to Hall of ...

Full Sail University Adds Recording Artists MUTEMATH to Hall of Fame Schedule












Winter Park, FL (PRWEB) May 28, 2010

Full Sail University (fullsail.edu) has just announced the addition of an exclusive performance by Teleprompt/Warner Bros. recording artists, MUTEMATH to the 2010 Hall of Fame event schedule. For more information on the new venue and Hall of Fame, please visit our press release.

On Wednesday, June 9, 2010, MUTEMATH will hold their concert for Full Sail University students, staff and faculty in the Full Sail Live venue, which is part of the new Full Sail Studios Gateway Project. This performance will conclude the three-day celebration that kicks off with the 2010 Hall of Fame induction ceremony on the morning of Monday, June 7.

MUTEMATH released their first EP in late 2004. By the time of their 2006 self-titled album debut, which blended their adverse genres into its own innovative sonically adventurous creation, it earned them the reputation as one of modern music?s most daring young groups. By 2007, the group found themselves GRAMMY-nominated and declared by the Alternative Press as ?The #1 band you need to see live before you die.?

The Hall of Fame event will also welcome celebrity and industry friends of Full Sail and will include: Tionne ?T-Boz? Watkins of the four-time GRAMMY-winning group, TLC, Deborah Gibson, Chris Kirkpatrick of N?Sync, Fred Schneider of The B-52?s, Jeff Timmons of 98 Degrees, and The Superions.

About Full Sail University:

Since 1979, Full Sail University, located outside of Orlando, FL, has been an innovative educational leader for those pursuing careers in the entertainment industry. With over 34,000 alumni, graduate credits include work on OSCAR?, Emmy? and GRAMMY?-winning projects, best-selling video games, and #1 grossing U.S. concert tours. Full Sail?s 191-acre campus and online education platform proudly welcomes over 8,800 students from 50 states and 57 countries.

Full Sail currently offers a total of 28 degree programs including: Associate of Science Degrees in Graphic Design and Recording Engineering; Bachelor of Science Degrees offered in: Computer Animation, Digital Arts & Design, Entertainment Business, Film, Game Art, Game Design, Game Development, Graphic Design, Internet Marketing, Music Business, Music Production, Recording Arts, Show Production, and Web Design & Development; Master of Science Degrees in Education Media Design & Technology, Game Design, Entertainment Business, and Internet Marketing; and Master of Fine Arts Degrees in Creative Writing and Media Design.

Full Sail was most recently named the 2008 ?School/College of the Year? by the Florida Association of Postsecondary Schools and Colleges. The university has also been previously named: The Harvard of Game Schools by Tips & Tricks Magazine; one of the top three New Media Schools by Shift Magazine (alongside the Massachusetts Institute of Technology and New York University); one of the Top Five Game Degree Programs in the world by Electronic Gaming Monthly; one of the Best Music Programs in the country by Rolling Stone Magazine; one of the Best Music Business Departments in the Schools That Rock: The Rolling Stone College Guide; and one of the Best Film Programs in the country by UNleashed Magazine.

For more information about Full Sail, please visit http://www.fullsail.edu.

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Hud Real Estate Foreclosure | Real Estate in Atlanta

Investing in HUD real estate foreclosure can be a lucrative business, but you need to know how to take advantage of this program, to make a profit. There are substantial profits to be made on repossessed houses. However you need to be knowledgeable and time your buying and selling right to take advantage of these properties.

Initially you will not be able to buy these types of properties for monetary gain. This is because these programs are specifically designed to help needy families afford to buy a home and investors are barred from buying these repossessed houses. Only when they have not been sold for a certain length of time can investors and agents buy these properties.

How to find HUD real estate foreclosure properties:
You can find these by using special lists of repossessed properties. You can find them through real estate agents, registered with this agency, or online at websites that are registered with this agency. With the advent of the Internet it has become much easier to find these properties and take advantage of the huge savings you will be able to get. However it does take a little time to find these properties on your own, so it is often a good idea to find an agent who can handle this for you.

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Investing in HUD foreclosure real estate:
Initially these repossessed properties are not available to real estate agents and investors. However after a certain length of time, if they are not sold, the houses will be available to investors. You need to keep up to date lists to catch the properties as soon as they come on the market. You can then resell the houses for a substantial profit.

As you can see there are obvious gains to be made from these HUD real estate foreclosures. However you have to be quick as there is a lot of competition. One of the best ways to get fully updated lists is to subscribe to a newsletter that supplies daily ones. Some sites will update their site daily; these are usually membership sites but are worth it. Explore all avenues to get ahead of your competition in this competitive field.

How to make a profit with HUD real estate foreclosure properties:
The real way to make a substantial profit with these types of houses is to buy those properties that are in need of repair. Understand the actual market value of the property before you buy. All you need to do is to calculate what you paid for the house, plus any repair costs and subtract it from the market value. This will be your profit. You can start with properties that need minor repairs at first and when you have saved up some money go on to the ones that need more repair and investment. This is because you will be investing in the house plus repairs before selling and making your money back.

Plan carefully and do your math, by this means you will be able to make a good profit investing in foreclosed HUD real estate.

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Thursday, September 22, 2011

Myanmar: Country not working on nuclear arms (AP)

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Power corrupts, especially when it lacks status

Tuesday, September 20, 2011

Ever wonder why that government clerk was so rude and condescending? Or why the mid-level manager at your company always doles out the most demeaning tasks? Or, on a more profound level, why the guards at Abu Ghraib tortured and humiliated their prisoners?

In a new study, researchers at USC, Stanford and the Kellogg School of Management have found that individuals in roles that possess power but lack status have a tendency to engage in activities that demean others. According to the study, "The Destructive Nature of Power without Status," the combination of some authority and little perceived status can be a toxic combination.

The research, forthcoming in the Journal of Experimental Social Psychology, is "based on the notions that a) low-status is threatening and aversive and b) power frees people to act on their internal states and feelings." The study was conducted by Nathanael Fast, assistant professor of management and organization at the USC Marshall School of Business; Nir Halevy, acting assistant professor of organizational behavior at the Stanford Graduate School of Business; and Adam Galinsky, professor of management and organizations at the Kellogg School of Management at Northwestern University.

To test their theses, the authors conducted an experiment with students who were told they would be interacting with a fellow student in a business exercise and were randomly assigned to either a high-status "Idea Producer" role or low-status "Worker" role. Then these individuals were asked to select activities from a list of 10 for the others to perform; some of the tasks were more demeaning than others.

The experiment demonstrated that "individuals in high-power/low-status roles chose more demeaning activities for their partners (e.g., bark like a dog three times) than did those in any other combination of power and status roles."

According to the study, possessing power in the absence of status may have contributed to the acts committed by U.S. soldiers in the Abu Ghraib prison in Iraq in 2004. That incident was reminiscent of behaviors exhibited during the famous Stanford Prison Experiment with undergraduate students that went awry in the early 1970s. In both cases the guards had power, but they lacked respect and admiration in the eyes of others and in both cases prisoners were treated in extremely demeaning ways.

Fast said that he and his colleagues focused on the relationship between power and status because "although a lot of work has looked at these two aspects of hierarchy, it has typically looked at the isolated effects of either power or status, not both. We wanted to understand how those two aspects of hierarchy interact. We predicted that when people have a role that gives them power but lacks status?and the respect that comes with that status?then it can lead to demeaning behaviors. Put simply, it feels bad to be in a low status position and the power that goes with that role gives them a way to take action on those negative feelings."

Social hierarchy, the study says, does not on its own generate demeaning tendencies. In other words, the idea that power always corrupts may not be entirely true. Just because someone has power or, alternatively, is in a "low status" role does not mean they will mistreat others. Rather, "power and status interact to produce effects that cannot be fully explained by studying only one or the other basis of hierarchy."

One way to overcome this dynamic, according to the authors, is to find ways for all individuals, regardless of the status of their roles, to feel respected and valued. The authors write: "?respect assuages negative feelings about their low-status roles and leads them to treat others positively."

Opportunities for advancement may also help. "If an individual knows he or she may gain a higher status role in the future, or earn a bonus for treating others well, that may help ameliorate their negative feelings and behavior," Fast said.

The researchers conclude, however, that, "Our findings indicate that the experience of having power without status, whether as a member of the military or a college student participating in an experiment, may be a catalyst for producing demeaning behaviors that can destroy relationships and impede goodwill."

###

University of Southern California: http://www.usc.edu

Thanks to University of Southern California for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

This press release has been viewed 38 time(s).

Source: http://www.labspaces.net/113540/Power_corrupts__especially_when_it_lacks_status

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Thursday, September 15, 2011

Why You Can Save Time & Money with Business Processing ...

More companies and services providers are relying upon business processing outsourcing as a cost effective process solution.

There is one tried and true statement to businesses that have a bottom line: their bottom line. Or in so many words, a healthy return on investment after deducting overhead costs of doing business and arriving at a net profit.

Often, when looking at the books, most businesses have their highest costs in business processes; i.e. invoicing, collections, call centers, managing sales campaigns, payables, receivables, database management and customer support or technical support.

Perhaps the top reasons why more entities are choosing business processing outsourcing can be easily explained: It saves them money and time on the same processes that can be performed by using an outsource service instead of relying upon the costly domestic counterpart.

Business Process Outsourcing Services Costs Far Less Than Domestic
Here?s an easy way to break down why business processing outsourcing makes a great deal of sense from the financial aspect. Domestic workers in the US cost a lot of money.

Now this is not to say that all business functions should be outsourced, only to point out that remedial tasks can be performed in an excellent manner for a fraction of the domestic cost, yet the workers are still being paid a competitive wage for in their region.

Both parties win. The business saves money, and overseas workers enjoy gainful employment.

There Are Umpteen Tasks That Can Be Outsourced
Then there are the types of tasks that you can use business processing outsourcing services for. Nearly any kind of business process can be outsourced to save time and money.

Even secure collections or tasks that involve using confidential information can be outsourced to services providers that have the most stringent of protocols in place to protect a client?s integrity. Most processes that you can think of can be outsourced to save time and money.

Why Choose Business Process Outsourcing?
If you want to reduce your overhead expenses and increase your overall productivity, then business processing outsourcing does make sense.

The one thing that you should look at is what business processes do you require on a daily basis? How much employee time are they consuming? Could these employees? skill sets be better used for a different purpose at their domestic wage? Would using business process outsourcing increase overall productivity and profitability for your entity?

In almost all cases, the answers to most of these aforementioned questions will be yes. If that is the answer that you have arrived at after reading this article, then you could also benefit from business processing outsourcing services.

Source: http://www.nutritionarticledirectory.com/general/why-you-can-save-time-money-with-business-processing-outsourcing

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Wednesday, September 14, 2011

Health insurer says: Watson will see you now

IBM's supercomputer system, best known for trouncing the world's best "Jeopardy!" players on TV, is being tapped by one of the nation's largest health insurers to help diagnose medical problems and authorize treatments.

WellPoint Inc., which has 34.2 million members, will integrate Watson's lightning speed and deep health care database into its existing patient information, helping it choose among treatment options and medicines.

"This very much fits into the sweet spot of what we envisioned for the applications of Watson," said Manoj Saxena, general manager of an IBM division looking at how the computer can be marketed.

Lori Beer, an executive vice president at Indianapolis-based WellPoint, agreed.

"It's really a game-changer in health care," she said.

The WellPoint application will combine data from three sources: a patient's chart and electronic records that a doctor or hospital has, the insurance company's history of medicines and treatments, and Watson's huge library of textbooks and medical journals.

IBM says the computer can then sift through it all and answer a question in moments, providing several possible diagnoses or treatments, ranked in order of the computer's confidence, along with the basis for its answer.

"Imagine having the ability within three seconds to look through all of that information, to have it be up to date, scientifically presented to you, and based on that patients' medical needs at the moment you're caring for that patient," said WellPoint's chief medical officer, Dr. Sam Nussbaum.

Saxena said the WellPoint application would likely be accessed from an ordinary computer or handheld device.

Beer said patients needn't worry that Watson will be used to help insurers deny benefits. If a doctor veers from Watson's diagnosis or treatment recommendations, the insurer would have a clinician review the case like it currently does. It won't base a claim decision solely on Watson.

"Ultimately the goal here is not denying treatment but getting people to the right care," Beer said, adding that Watson was not designed to replace humans.

Beer said WellPoint is trying to offer care providers a tool that helps lead to better treatment outcomes, which is what the insurer wants to base reimbursement on in the future.

Nussbaum said a pilot program will be rolled out early next year at several cancer centers, academic medical centers and oncology practices.

WellPoint is the nation's largest publicly traded health insurer based on enrollment. It operates Blue Cross Blue Shield plans in 14 states, including New York and California.

Neither party would say how much Armonk, N.Y.-based IBM is being paid. Saxena said it's the first money Watson has earned for the company; the $1 million it won on "Jeopardy!" earlier this year was given to charity.

Watson's next jobs will probably also be in health care, but financial services and public safety applications are on the horizon, Saxena said.

AP Business Writer Tom Murphy in Indianapolis contributed to this report.

Copyright 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/44489461/ns/technology_and_science-tech_and_gadgets/

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Friday, September 9, 2011

Nicole Richie's keeping her family off reality TV

Paris Hilton might have returned to reality TV, giving fans an inside look into her personal life, but fellow former ?The Simple Life? star Nicole Richie is choosing to keep her loved ones away from the cameras.

The mother of two and style icon stopped by Access Hollywood Live on Wednesday, where she told Billy Bush and Kit Hoover that she wouldn?t want her family on a reality show like ?Keeping Up with The Kardashians? or ?The World According to Paris.?

VIEW THE PHOTOS: Hot Shots Of Nicole Richie & Joel Madden!

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? ?The Simple Life? was really about taking us and putting us in a different situation for about 30 days, so it really had nothing to do with my family and my personal life,? Richie, who has two kids (daughter Harlow, age 3, and son Sparrow, who turns 2 on Sept. 9) with husband Joel Madden, said when asked about the possibility of doing a reality series about her life.

?Could you do the personal life, docu-style, [with] cameras in the house with Joel and the kids?? Bush asked.

VIEW THE PHOTOS: Hollywood?s Hottest Moms & Their Loveable Little Ones

?I am definitely a private person when it comes to my family, so I would say no,? the 29-year-old said.

Despite her desire to keep her family away from the cameras, Richie herself will return to reality TV in 2012 on NBC?s ?Fashion Star? with Jessica Simpson, designer John Varvatos and Elle Macpherson.

?It?s so much fun, I get to work with great people,? she said of the series that recently wrapped its first season.

VIEW THE PHOTOS: Paris Hilton?s Journey From ?Simple? To Superstar!

Richie, who has two of her own fashion lines ? House of Harlow 1960 and Winter Kate ? is taking part in Fashion?s Night Out on Sept. 8.

VIEW THE PHOTOS: From ?Simple? To Starlet: Nicole Richie!

Are you surprised by her decision? Share your thoughts on the Facebook page for our TV blog, The Clicker.

Copyright 2011 by NBC. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://today.msnbc.msn.com/id/44431520/ns/today-entertainment/

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Thursday, September 8, 2011

Training classes going to the cats - Sonoma Pets

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Training classes for pets aren?t just for the dogs. Cats are starting to go to school too.

The Sonoma and Marin humane societies have both added cat education to their class offerings. Once a month, the Sonoma Humane Society is hosting a cat handling workshop. Gayle Goodbread, a feline behavior consultant, says the once a month workshops are designed to help teach cat owners how to get the best behavior from their pets. The Marin Humane Society is offering kitten socialization, cat handling and clicker training for cats classes.

?Cats benefit from socialization and crate training exercises as much as dogs,? says Laura Hazard, a cat behaviorist on staff at the Marin Humane Society in Novato. ?I think a lot of people just don?t realize the value of working with cats, especially kittens, to get them used to vet visits and even other cats.?

Kitten kindergarten started in Australia where behaviorists started taking advantage of the early socialization window of kittens much like is already being done with puppies. If kittens are exposed to a variety of situations like cat carriers, vet office visits and nail trimmings, they become more tolerant of them over their lifetime. The kitten socialization window is open generally through week 16.

Hazard says most people ?adopt a cat and bring it home and it never leaves the house. But with dogs it?s the opposite.?

The idea behind offering more classes to cat owners is partly ?cat activism? says Hazard. ?It?s about elevating cats in our view to more like family members, like we have with dogs. Cats are very social creatures, they are not the loners and aloof. They want to be a part of the family and sleep on the bed with you and the dog.?

In kitten socialization classes, kittens under 16 weeks are brought to class and played with by their owners. Then ?pass the kitten? is done to get the feline youngsters used to handling and a wider variety of people.

The classes at Sonoma Humane and Marin Humane will cover issues like litter box challenges, nail trimmings and cat behavior. Cat owners will also be shown how to trim cat nails, brush teeth, and deliver pills. Demonstration cats are used in the workshops. Participant?s cats stay home.

At the Marin Humane Society, cat owners will be shown how to use clicker training to teach their cats behaviors. Clicker training involves the use of small device that emits a small audible click. It?s used to mark behavior in an animal which can then be rewarded. If the cat begins to understand the behavior is rewarding, you can teach the cat a variety of behaviors or ?tricks.?

The goal is to prevent and manage unwanted behaviors. Many cat behavior problems can be traced to how well the cat can rely on their people says Hazard. ?If they cannot rely on the people in the home then many cats will seek safety in the environment. That?s why a strong bond with people can alleviate problems with moves, new people in the household like a baby or even the introduction of another cat.?

The Sonoma and Marin humane society classes will also touch on ways to play with your cat, one on one. Play is important because bored cats will eat and get fat. Obesity is not just a human affliction with veterinarians saying the lack of exercise and proper eating habits have become epidemic in the pet population.

Cat classes:
Sonoma Humane Society
Marin Humane Society

Recommended reading list.

Source: http://www.sonomapets.com/?p=1886

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Tuesday, September 6, 2011

Safeco Car Insurance Discounts

Safeco Car Insurance DiscountsSafeco Car Insurance discounts are available on the financial strength of its parent company, Liberty Mutual Group. Safeco received an ?A+? from A.M. Best and an ?A-? from Standard and Poor?s insurance rating companies. Moody?s graded the company with an ?A2?, which is comparable to the A.M. Best and Standard and Poor?s rating.

To get online car insurance rates, simply enter your zip code here.

Safeco is offered in all 50 states through its independent agents. You will receive a list of agents in your area that you can either physically visit to inquire, or be directed to the independent agent?s website. Either way, you will have the option of choosing all Safeco plans available in your state.

Each state establishes its own insurance minimums, and insurance guidelines for every company licensed to do business there. When you call the Safeco Insurance customer service line, you will be greeted by the winners of the 2011 J.D. Powers and Associates Call Center of the Year award. Your agent will help you construct a policy that is customized to meet you, your family, or business needs.

Safeco Car Insurance Discounts for the Family

It is expensive enough these days to purchase an individual policy, not to mention how much it costs for a family policy. With that in mind, it is advisable to talk with your agent about a multi-vehicle policy that will serve everyone in the family. You could also include the family boat or RV.

Family policies can become complex, since the driving record of every driver in the family is taken into consideration when establishing a quote. Some of the other criteria Safeco Insurance will take into consideration are:

  • The average amount of miles each car is driven
  • Credit history of the people on the policy
  • Age of the drivers, and the vehicles
  • Location of the vehicle
  • The make and model of each vehicle
  • Safety features on the vehicle(s)

When it comes to the amount of miles driven, the company wants to determine if the car will be driven less than 25,000 miles per year. If so, this will entitle the owner to a discount on premiums. Your family?s credit history is also taken into consideration. If you and your spouse have good credit, you will be eligible for a lower rate.

The location of your home or your zip code is a key factor to establishing a rate as well. More populated areas mean greater risk. The vehicle make and model, color, and safety features also weigh heavily in rate determination.

Safeco Car Insurance Discounts for the Elderly

If you have been a Safeco Insurance customer for years, this company will recognize your loyalty, especially if you maintained a good driving record during this time. Each state has its own policy with regard to when a person?s driver?s license should be taken away. Most states use the vision test as a guideline for determining whether a driver is still able to maintain their driving privileges, while other companies include road tests.

New Safeco Insurance customers over age 55 can save with AARP or their car club memberships when establishing coverage. This discount may be combined with other discounts offered by Safeco. If you have not maintained a good driving record, you may be considered a high-risk driver, and pay additional premiums.

Safeco Car Insurance Discounts for Motorcycle Drivers

Motorcycle riders are considered high-risk drivers regardless of their previous driving record, simply because of the nature of the vehicle. Motorcyclist may offset this expense by participating in a motorcycle safety class, which is encouraged by your local DMV anyway. This is a risk management policy implemented by most states, and designated by a special license class requirement.

Safeco Car Insurance Discounts for Teens

Teens are considered another high risk category of drivers who can always use a break in premiums. Most teens are excited about the privilege of driving. Unfortunately, teenagers are also involved in a high number of accidents every year. For this reason, many states offer incentives for teens to receive discounts on their insurance premiums.

Safeco offers Teen Safety Rewards as a way to help families save while introducing their teen to their insurance policy. Teen Safety Rewards use several tools to help encourage good driving habits from the start. These are a few of the examples offered by Safeco Insurance:

  • Teen to Parent Contract
  • Good Student Discount
  • Road Ahead Guide
  • Distant Student Discount

The contract between parent and teen is an agreement by the teen to follow safety rules established between them. Good grades always pay off with Safeco Insurance, while the Road Ahead Guide is an educational tool. Distant student discount is for students who are more than 100 miles away from home without transportation.

To get car insurance quotes from Safeco and other local providers, enter your zip code in the search tool below.

START YOUR FREE CAR INSURANCE QUOTE COMPARISON NOW!

Source: http://www.carinsurancecomparison.com/safeco-car-insurance-discounts/

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Monday, September 5, 2011

Algerian Love Knot Review

This article has been viewed 15 times.

The Algerian Love Knot Necklace by emitations is known as a replica of the famous Algerian Love Knot Necklace that was especially designed and hand made by Sophie Harley for the fantastic actress Eva Green, who played Vesper Lynd in the movie adaption of Ian Fleming?s James Bond 007 Casino Royale. While the emitations necklace is made from .925 sterling silver, the original necklace was made from interweaved rings of solid 18 carat gold and encrusted with real diamonds. Choosing completely different components positions the emitations Algerian Love Knot Necklace in the reach for the general client, who just is not in the position to afford the $2.800 price tag for the original necklace which can be purchased in the showroom of the London based jewelry designer.

It is not surprisingly that the emitations necklace is not an complete copy of the original product, but its layout is truly comparable for all those folks that are on budget and indeed it carries the original necklace?s message and symbolism. Accessorizing with the emitations? Algerian Love Knot Necklace enables each woman enclose herself with a slice of Vesper Lynd?s mystic secret and tends to make her feel a little dose of that Bond girl.

Critiques of shoppers who actually paid for the necklace either for themselves or as a present to their girlfriend, reveal overall that customers are generally more than thrilled with the looks and excellence of the jewelry and so they state that they might buy the necklace another time. Having said that, there were a few people who have been not thoroughly enthusiastic about the quality of the necklace and complained. The reason to get all these issues was only generated by the hollow back of the charm.

Not unexpectedly, emitations responded on their client reviews and upgraded their bestselling Bond Girl Necklace, delivering now a superior version with a sterling silver backing at the rear of the hollow love knot charm to gratify its buyers requirements. This makes the well-liked Bond Girl Necklace even more alluring than it was before.

If you are anticipating to shop for an elegant piece of jewelry that transports an unique visual appeal as well as plenty of magical allure, then the Algerian Love Knot Necklace will be definitely a hit. Just you need to take notice that you should buy the upgraded version, which you can discover under the name Premium Bond Girl Algerian Love Knot Necklace.

To learn more concerning the Algerian Love Knot please go to my blog Algerian Love Knot.

Related External Links

This article was prepared for you by DanielleOwen, one of our 'Authors'.
Visit this authors profile page and learn more about them & the articles they write.

Some Other Articles You May Like...

Source: http://www.inventivearticles.com/shopping-and-product-reviews/algerian-love-knot-review/

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States With No Income Taxes & States With Low Property Taxes ...

Real Estate Investing & Property Tax Rates

In the United States, property tax is assessed by local government at the municipal or county level. the property tax assessment is based on two values?the value of the land, and the value of the building. Since property tax is calculated at a local-level?and since changes occur frequently?it?s tricky to determine the exact spots where property tax is the lowest. However, the following information should help you locate areas with high appreciation AND low property taxes.


Click link below to read full and original article

States With No Income Taxes & States With Low Property Taxes

Source: http://www.finance4noobs.com/states-with-no-income-taxes-states-with-low-property-taxes-8/

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Extra Income Ideas | Sirmackrice

The internet offers anybody with a computer and internet connection the opportunity to start a home internet business with a click of the mouse, but building a home internet business is where the challenge, work and excitement begin.

Too many people get totally disillusioned when they have not made an income online after a few days or weeks of starting their home internet business, but that is purely because they do not appreciate the fact that it takes time and effort to build a business online.

The building process of a home internet business never stops and if you can appreciate that you will need to be continually building, extending, maintaining or making alterations then you will be well on your way to making an income online.

Building A Home Internet Business

Your need to get your website in front of as many people as possible who are looking for what your business has to offer, so the whole building process is geared to attracting vast numbers of targeted visitors to your home internet business.

This involves making the presence of your business felt on the internet and this is the process of building that we are going to discuss here.

It is important that you have a means of building your list. Offering an email newsletter is a good example and with an auto-responder set up your visitors will be able to subscribe to your newsletter and so you start the list building process. This will enable you to also send your list members broadcast messages from time to time.

Ensuring that your website is search engine friendly is another important factor to ensure that you achieve good rankings in the search results and you can optimize your website for your chosen keywords yourself.

There are many ways to start making the presence of your business felt and it is advisable to use a variety of methods. Building back-links to your website is what is needed to give you better rankings in the search engines and a very effective method is writing and submitting articles to the article directories on a regular consistent basis, using the author resource box to anchor your keyword phrase to your website.

Exchange links with other websites to build your link popularity and add your link to web directories. Constructively post in forums with a link to your website in your signature. These methods can be totally free if you have the time to write and submit. If you are short of time you can always hire a ghostwriter to write your articles and invest in an article submitter for submitting your articles.

Pay per click advertising is another way to get almost instant targeted traffic to your website. You can also place adverts on the respected classifieds sites. Social bookmarking and blogging are also quick ways to spread the word.

Extending A Home Internet Business

As far as your actual website or blog is concerned it is important to continually add new content, not only to please the search engines but to add interest to your site as well. You can continually expand your website by adding new pages which target different keywords, thus attracting different visitors. Monitor your rankings in the search engines for your chosen keywords and keep an eye on your competition and make adjustments to your site where necessary.

As the presence of your home internet business starts to be felt on the internet the volume of traffic to your website will steadily increase and if this is not happening you know that you need to do more of the above disciplines.

Maintaining Your Website

Be sure to regularly maintain your website by way of checking that all your links are working. Check your download time. Remove unnecessary links. Add more up-to-date features. Keep your website current.

Making Alterations To Your Website

There may come a time that you are receiving a lot of traffic to your website but you are still not making an income online. What now?

This is when you need to take a serious look at your website. Are you offering what you promised in your adverts? Can your visitors easily find what they are looking for? Is your website easy to navigate? Is your website displaying offers or adverts from other websites that are distracting your customers? Do you have irritating flashing banners on your site? Are you asking your visitors to fill out too many forms or lengthy surveys? Do you have a call to action section? Are you giving your visitors too many options? Are you offering too much information or non-relevant content?

Many forums have a section where you can submit your website for a review. A good idea would be to go back to the forums where you have been posting and submit your site for a review, explain the problems you are experiencing and request honest feedback to help you solve the problem. You could join an SEO forum as well and submit your site for a review from a more specialized point of view.

Making An Income Online

As you can see from the above, there are many factors involved in building a successful home internet business, but once you have reached the stage that your website is being viewed by a large number of people on a daily basis who are in the market for what your home internet business has to offer and your website is clear in its offerings, that is when you will start making an income online.

Source: http://www.sirmackrice.com/extra-income-ideas.htm

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Sunday, September 4, 2011

Is Acupuncture Efficient For Peripheral Neurology Pain? ? Health ...

Causes of Peripheral Neurophysiology

Peripheral neurophysiology is a typical issue that specifically impacts diabetics, individuals undergoing radiation treatment, and those with HIV. The a lot common areas affected by neuropathy are the ft using the 2nd being the fingers. Peripheral neuropathy signs or symptoms might be diverse and can involve decreased sensation, increased sensation, weak point of ankle or hand muscles, and signs linked to changes in the pores and skin and nails.

Unfortunately, as the prevalence of adult onset diabetes increases, diabetic neuropathy becomes much more typical. Statistics point out that 25% of person suffering from diabetes patients will expertise neuropathic foot pain. And, simply because the incidence of diabetes is increasing, so is the incidence of neuropathy indications.

Remedy Options

Of course, the most effective implies of supporting to management type two diabetes related path discomfort is targeting to deal with adult onset diabetes itself. Once symptoms possess started, drugs such as Lyrica and Neurontin are generally approved to help control the neurological discomfort. For a lot of, the use of these medications are whether ineffective or possess facet effects that limit their use. In view of these the use of alternative drugs such as acupuncture has become a lot more prevalent.

Acupuncture Study

When considering any therapy choice it is sensible to assess what the explore has to say regarding how efficient the solution is. For individuals undergoing peripheral neuropathy, there is good information regarding chinese medicine.

A 2007 study entitled ?Medical observation on make of chinese medicine in treating person suffering from diabetes peripheral neuropathy? concerned a overall of 60 participants. The examine discovered that individuals getting traditional chinese medicine had a statically increased remodeling in neurological indications as well as improved nerve work for each sensory and motor nerve conduction once in contrast to the management group.

A different examine executed in Africa in 2006 observed that for the 126 individual patients that obtained acupuncture for person suffering from diabetes peripheral neuropathy, 86% deemed the solution as being efficient for decreasing signs or symptoms in their fingers and feet.

In a 2006 Canadian study entitled ?Chinese medicine remedy for chemotherapy-induced peripheral neuropathy?a lawsuit sequence? traditional chinese medicine was utilized in 5 situations to reduce neuropathic pain in most cancers patients. The acupuncture therapy was deemed efficient in these circumstances the place medicine had failed.

And finally, in a Chinese language study involving 90 participants, those getting whole body or arm and ankle acupuncture has substantially enhanced blood glucose and lipids, decreased bloodstream viscosity, and improved features of peripheral nerve cells, hence leading to relaxing effects for person suffering from diabetes peripheral neuritis when compared to the control group. The examine also seen no significant distinction separating the total body group and the ankle and wrist therapy group.

This sampling of the study in the use of acupuncture for the solution of peripheral neuropathy is quite encouraging. Because of the small facet effects using traditional chinese medicine in contrast to pharmaceutical therapy options, chinese medicine ought to be considered as a sensible treatment alternative for symptoms of neuropathy.

Janelle Trempe PT, ATC is is a bodily therapist and certified athletic trainer using 20 many years skills in the treatment of orthopedic conditions. She currently works in a personal physical mindset apply in California

Is Acupuncture Efficient For Peripheral Neuropathy Pain? ? Check Out peripheral neuropathy and neuralgia

Source: http://health.blogmeout.net/2011/09/is-acupuncture-efficient-for-peripheral-neurology-pain/

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