'In Time': The Reviews Are In!

Justin Timberlake's sci-fi thriller has audiences and critics divided.
By Kara Warner

Justin Timberlake and Amanda Seyfried in "In Time"
Photo: 20th Century Fox

What do you get when you mix a futuristic, time-as-money/life-or-death premise; a cast of pretty young things, including Justin Timberlake, Amanda Seyfried, Matt Bomer and Cillian Murphy; plus the sound sci-fi sensibilities of writer/director Andrew Niccol ("Gattaca," "The Truman Show") and appropriately stylized cinematography by Roger Deakins ("True Grit," "The Reader")? "In Time" is what, a complex, visually appealing sci-fi thriller that has audiences and critics somewhat divided. (The critical collective over at Rotten Tomatoes is at 36 percent rotten, while its audience rating sits at 76 percent fresh.)

Take a few moments to check out the film's ticking points, if you will, as we sift through the "In Time" reviews!

The Story
"The premise builds on the notion that time is money. In the movie's dystopian future, where today's cars have tomorrow's grilles, time has replaced money. People are born with genetic clocks that stop at the age of 25; after that they've got one year in which to beg, borrow, steal or even earn more time. If they don't, the digital clocks embedded in their forearms dwindle down to zero and they time out, i.e., die. That's clever, right? But then there are roving gangs called Minute Men (Teddy Boy types out of 'A Clockwork Orange') who steal time; the borderline-silly spectacle of almost everyone looking 25; the polemic element of social injustice (the richest of the rich can live forever because they've got eons socked away); and the action-adventure element, a clumsy amalgam of Robin Hood, 'Bonnie and Clyde,' 'The Avengers,' 'Les Misérables,' 'Dick Tracy' (for the color and graphics) and Mr. Niccol's earlier, and impressive, genetic-engineering opus 'Gattaca.' " — Joe Morgenstern, Wall Street Journal

The Sci-Fi Confusion/ High-Concept Factor
"For a movie about the importance of maximizing every second, 'In Time' ultimately grows repetitive and wears out its welcome. It's fast-paced and hugely stylish, though, with its great-looking cast and a mix of gleaming, futuristic visuals and grimy, industrial chic. And it's a welcome return to the kind of slick sci-fi Niccol made his name on in the mid-'90s with 'Gattaca' and 'The Truman Show' (which he wrote). But his high-concept premise raises several nagging questions. Why do all the inhabitants of this dystopian world (which happens to look just like downtown Los Angeles and Century City) stop aging at 25, then find themselves with only a year left unless they can buy themselves more? When did this start — what is the purpose? And if Justin Timberlake is so busy working in a factory just so he can afford to live one day to the next, where does he find time to go to the gym?" — Christy Lemire, The Associated Press

The Performances
"There are moguls who are mean and have more time than God, which they bank in banks. Chief among them is a calculatingly evil Philippe Weis ('Mad Men's' Vincent Kartheiser, well-turned-out here too), with daughter Sylvia (Seyfried) the apple of Daddy's eye — although whether he loves her or time more will be tested. There are regular bad guys, time thieves called Minutemen, led by Alex Pettyfer, who seems to be getting a little too comfortable in bad-guy roles ('Beastly,' 'Tormented'), as Fortis. Meanwhile, inflation is rampant; the class divide is growing ever wider; the world is ripe for an action hero. Cue Timberlake. 'In Time' was supposed to turn Timberlake into a superhero, though given the way he manages a fairly massive pop career with an increasingly impressive acting portfolio ('Social Network' most recently), that may not be necessary. He brings an interesting sensibility to his characters, Will included, that suggest a complex interior that 'In Time' never quite reveals. The same goes for Seyfried ('Mamma Mia!,' 'Red Riding Hood'), who can do a lot more than use those big eyes and sleek lines." — Betsy Sharkey, Los Angeles Times

The Final Word, Pro-Con-Pro Style
"There's plenty to enjoy about that genre standard, which, with the help of the cinematographer Roger Deakins (shooting in digital), Mr. Niccol transforms into a neonoir gaudily washed in green and gold. There's a memorable night scene when Will and Sylvia sprint across a succession of roofs pursued by Raymond, the camera racing parallel with the couple, the exuberance of their freedom and flight palpable. Here, as in other scenes where Mr. Niccol let his images do the talking, the movie works, despite its wavering tone and slow-and-go energy. But then the characters open their mouths and start going on about minutes and hours, clocks and watches, and their time running out and not having enough time and where's my time, don't waste my time, that time will get you killed, brother can you spare some time because, well, I'm all out." — Manohla Dargis, The New York Times

"One problem with 'In Time' is that it's more fun to describe than to sit through. Another is that Niccol's direction of his cast is spotty at best. Timberlake has the steely visage and stubbled cheeks for a rogue hero, but Seyfried, always a watchable presence, has trouble connecting with Sylvia's inner rebellious streak or, for that matter, lending urgency to her line readings. The film's crucial failing, though, is that Niccol's imagination is vigorously literary but not thrillingly cinematic. The movie exhausts its capital about halfway through — devolving, as the Timekeeper tracks the lovers on the run, into a series of car chases and foot races, none of them very spiffily executed. If you're like me, you will be captivated by the first hour and, after that, impatiently checking your watch." — Richard Corliss, Time

"Even if 'In Time' descends from its gripping and thought-provoking premise into a mediocre chase thriller before it's over, it's still pretty damn satisfying to watch in the current climate. Of course the contradictions of capitalism are just as present in eras of widespread affluence as in eras of recession or stagnation, but we see them a hell of a lot more clearly at the moment. Niccol is dramatizing the human costs of the concentration of wealth, expressed by Philippe in the film with the formula that some must die so others can live forever. Somewhere Marx quips that capital is immortal even if its possessors are not; this movie's imaginative leap is to conflate the two and build a world where even death, the great leveler in human affairs, can be bought off." — Andrew O'Hehir, Salon.com

Check out everything we've got on "In Time."

For breaking news, celebrity columns, humor and more — updated around the clock — visit MTVMoviesBlog.com.

Source: http://www.mtv.com/news/articles/1673384/in-time-justin-timberlake-reviews.jhtml

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Investing in Precious Metals with One ETF | ETF Trends

October 26th at 8:23am by Tom Lydon

Investors can buy a basket of precious metals with one exchange traded fund rather than choosing individual metals such as gold, silver, platinum and palladium.

ETFS Physical Precious Metal Basket Shares (NYSEArca: GLTR) is up about 10% in 2011.

The ETF is designed for investors looking for one security that provides cost-effective precious metals exposure in a physically-backed fund, says ETF Securities, the sponsor. [A Quintet of Top Gold ETFs]

European debt worries and gold?s rally back above $1,700 have brought the focus back to precious metals after the September pullback.

Metals bulls say another financial massive bailout in Europe would lead to further monetary expansion and currency debasement.

The precious metal basket ETF owns a mix of gold, silver, platinum and palladium, in a fixed 25% position for each metal. Silver has been the best performer in the basket over the past month.

The ETF is backed by bullion ? it doesn?t invest in futures. The fund has an expense ratio of 0.60% and holds $234 million in assets. [ETF Chart of the Day: Precious Metals Basket]

?Among commodities, precious metals have been widely adopted as inflationary hedges and ?safe-haven? assets because of their traditional store of value,? says Morningstar analyst Abraham Bailin in a profile of ETFS Physical Precious Metal Basket Shares. ?Investors should be aware, however, that despite?their ?precious metals? designations,?price performance of?silver, platinum, and palladium is driven to a large extent by industrial?demand. On this basis, prices are?likely to?exhibit a high degree of sensitivity?to?economic ups and downs.?

He also notes that income or expenses on the ETF are taxed as ?collectibles? at a maximum rate of 28%. Long-term gains on bullion-backed ETFs can be taxed at a higher rate than stocks.

ETFS Physical Precious Metal Basket Shares

Tisha Guerrero contributed to this article.

Source: http://www.etftrends.com/2011/10/investing-in-precious-metals-with-one-etf/

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Chevron profit jumps, tops Wall Street forecast (Reuters)

(Reuters) ? Chevron Corp said its quarterly earnings more than doubled, beating Wall Street forecasts, as the second-largest U.S. oil company benefited from high oil prices and strong refinery margins.

Chevron's profit rose to $7.8 billion, or $3.92 per share, from $3.8 billion, or $1.87 per share, a year earlier.

Analysts had expected $3.48 a share, according to Thomson Reuters I/B/E/S.

Sales rose 26 percent to $61.26 billion .

Chevron reported 2.6 million barrels of oil equivalent per day (bpd) of output, down from 2.74 million a year-ago.

Benchmark Brent crude averaged $112 per barrel in the quarter, down from $117 in the second quarter but up from $77 a year before.

On Thursday, Exxon Mobil Corp and Royal Dutch Shell Plc reported sharp increases in quarterly profits that came in ahead of analysts' forecasts.

Chevron recorded a one-time gain of about $500 million from the sale of its Pembroke refinery to Valero Energy Corp.

In July, Chevron said a slower Gulf of Mexico project ramp-up and a Thai pipeline problem would trim its 2011 production by about 30,000 bpd.

Chevron shares were down slightly in premarket trading.

(Reporting by Braden Reddall in San Francisco and Matt Daily in New York, editing by Dave Zimmerman)

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20111028/bs_nm/us_chevron

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HP will keep PC division, hope alive

There's been plenty of speculation about what the future holds for HP and its Personal Systems Group -- a group that CEO Leo Apotheker seemed intent to shed -- but the crew now led by CEO Meg Whitman has just confirmed that division is staying home, where it belongs. Meg says the company "objectively evaluated" the idea of spinning PSG off but decided that keeping it in-house is "right for customers and partners, right for shareholders, and right for employees." Or, maybe her reserve wasn't met. Either way, the press release after the break goes on to confirm that the board believes PSG will continue to "drive profitable growth" in these challenging times. Maybe good 'ol Leo was right when he said "You still need larger machines to handle heavy-duty tasks." Heavy indeed.

Update: Oh, and in case you had any doubts, HP is actually going to use Windows 8 (when available) to make its tablets appealing. And now you know.

Continue reading HP will keep PC division, hope alive

HP will keep PC division, hope alive originally appeared on Engadget on Thu, 27 Oct 2011 16:07:00 EDT. Please see our terms for use of feeds.

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Taking Blood Pressure Meds at Bedtime May Be Better (HealthDay)

MONDAY, Oct. 24 (HealthDay News) -- For the millions of Americans on blood pressure-lowering drugs, a new study suggests that taking the pills at bedtime may be best.

It was known that taking blood pressure medications at different times of the day can affect patients' blood pressure patterns, but the impact on health wasn't known.

The new Spanish study included 661 patients with chronic kidney disease and hypertension. Half of them took their prescribed blood pressure-lowering drugs at bedtime and half took their medications first thing in the morning.

After an average follow-up of 5.4 years, the researchers found that patients who took at least one blood pressure-lowering drug at bedtime had better control of their blood pressure and were about one-third as likely to suffer a heart-related event such as heart attack, heart failure or stroke.

The team at the University of Vigo also found that sleep-time blood pressure provided a much more accurate measure of heart health than wake-time blood pressure.

The study was published online Oct. 24 in the Journal of the American Society of Nephrology.

"Our results indicate that cardiovascular event rates in patients with hypertension can be reduced by more than 50 percent with a zero-cost strategy of administering blood pressure-lowering medications at bedtime rather than in the morning," study author Ramon Hermida wrote in a journal news release.

One U.S. doctor said taking advantage of "chronotherapy" -- timing drug delivery to a patient's biorhythms -- might have real value.

"Physicians don't commonly specify which time of day patients should take their medications; however, most patients with hypertension take their antihypertensive drugs in the morning. Upon taking these medications, patients oftentimes complain of side effects, most commonly, fatigue and drowsiness," noted Dr. Robert Graham, an internist at Lenox Hill Hospital in New York City.

He believes the study reveals a "low-cost, win-win scenario" of better adherence to blood pressure medications and higher effectiveness when they're taken in the evening versus the morning. "As a result, chronotherapy may help minimize the side effects, and maximize the beneficial effects of antihypertensive medications," Graham said.

Another expert agreed.

"The notion of nocturnal medication use is not new," said Dr. Howard S. Weintraub, clinical director of the Center for the Prevention of Cardiovascular Disease at NYU Langone Medical Center, New York City. "This strategy may be especially effective with the use of [blood pressure drugs such as] ACE inhibitors, angiotensin receptor blockers or direct renin inhibitors."

Weintraub added that, "while taking a diuretic at bedtime may have a disruptive effect on sleep, in general, I think many of us have been doing this for some time with the intent to best control nocturnal blood pressure and to also mitigate some of the usual spike in blood pressure that occurs early in the morning (starting around 5 am)."

In the United States, about one in three adults has high blood pressure.

More information

The American Heart Association has more about blood pressure medications.

Source: http://us.rd.yahoo.com/dailynews/rss/health/*http%3A//news.yahoo.com/s/hsn/20111025/hl_hsn/takingbloodpressuremedsatbedtimemaybebetter

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Water's quantum weirdness makes life possible

WATER'S life-giving properties exist on a knife-edge. It turns out that life as we know it relies on a fortuitous, but incredibly delicate, balance of quantum forces.

Water is one of the planet's weirdest liquids, and many of its most bizarre features make it life-giving. For example, its higher density as a liquid than as a solid means ice floats on water, allowing fish to survive under partially frozen rivers and lakes. And unlike many liquids, it takes a lot of heat to warm water up even a little, a quality that allows mammals to regulate their body temperature.

But computer simulations show that quantum mechanics nearly robbed water of these life-giving features. Most of them arise due to weak hydrogen bonds that hold H₂O molecules together in a networked structure. For example, it is hydrogen bonds that hold ice molecules in a more open structure than in liquid water, leading to a lower density. By contrast, without hydrogen bonds, liquid molecules move freely and take up more space than in rigid solid structures.

Yet in simulations that include quantum effects, hydrogen bond lengths keep changing thanks to the Heisenberg uncertainty principle, which says no molecule can have a definite position with respect to the others. This destabilises the network, removing many of water's special properties. "It breaks down big time," says Philip Salmon of the University of Bath in the UK.

How water continues to exist as a network of hydrogen bonds, in the face of these destabilising quantum effects, was a mystery.

In 2009, theorist Thomas Markland, now at Stanford University in California, and colleagues suggested a reason why water's fragile structure does not break down completely. They calculated that the uncertainty principle should also affect the bond lengths within each water molecule, and proposed that it does so in such a way as to strengthen the attraction between molecules and maintain the hydrogen-bond network. "Water fortuitously has two quantum effects which cancel each other out," Markland says.

Until recently, though, there was no way to discover whether there is any variation in bond length within the water molecule.

Now, Salmon's team has done this. Their trick was to use so-called heavy water, in which the molecule's two hydrogen atoms are replaced with deuterium. This isotope of hydrogen contains a neutron as well as a proton. The extra bulk makes it less vulnerable to quantum uncertainties. "It's like turning the quantum mechanics half off," says Chris Benmore, of the Argonne National Laboratory in Illinois, who was not involved in the study.

Salmon and colleagues shot beams of neutrons at different versions of water, and studied the way they bounced off the atoms - a precise way to measure bond lengths. They also substituted heavier oxygen atoms into both heavy and normal water, which allowed them to determine which bonds they were measuring.

They found that the hydrogen-oxygen bonds were slightly longer than the deuterium-oxygen ones, which is what you would expect if quantum uncertainty was affecting water's structure (Physical Review Letters, DOI: 10.1103/physrevlett.107.145501). "No one has ever really measured that before," says Benmore.

We are used to the idea that the cosmos's physical constants are fine-tuned for life. Now it seems water's quantum forces can be added to this "just right" list.

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Pegasystems Helps Communications Service Providers Transform ...

CAMBRIDGE, Mass. ? October 24, 2011 ? Pegasystems Inc. (NASDAQ: PEGA), the leader in Business Process Management (BPM) and software for customer centricity, today announced a new solution to further extend its customer relationship management (CRM) offerings in the communications and media markets.? Pega?s new unified desktop solution for communications service providers drives superior, consistent customer service across all products and geographies.? It also delivers significant operational efficiencies and cost savings.

This new solution, to be demonstrated at 4G World at McCormick Place in Chicago, is the first in the industry to combine guided processing, a context-sensitive view of the complete customer, and dynamic case management for work fulfillment ? all without requiring significant data migration efforts.? Based on Pega?s market-leading software for customer centricity, this innovative approach to desktop transformation allows communications service providers to predict customer behaviors and rapidly adapt to their changing needs.?

Convergence is driving significant new opportunities for service providers, but also a notable increase in customer service complexity.? This rise in complexity is driving major increases in average handle times across all types of inquiries.? Pega?s customer-centric solutions help providers address these difficult challenges.

To learn more about the solution, stop by Pega?s Booth (#1230).

?

Quotes & Commentary:

Tom Erskine, Director, Communications and Media Industry Solutions, Pegasystems

?Among communications service providers, customer service technology transformation initiatives are critical, but hampered by the requirements for massive data migration.? These migration efforts often cause delays and sometimes even fail.? In order to take advantage of the significant opportunities in front of them as commerce, content, and communications converge, service providers need to accelerate their service transformation.? Our new solution is designed specifically to handle the complexity of convergent services while allowing service providers to wrap and renew their legacy data at greatly reduced risk and cost.?

Sheryl Kingstone, Director, Yankee Group

(from a Yankee report titled, ?Delivering a World-Class Customer Experience: Transformation from the Outside In,? published March 2011)

?Every customer has an experience with a CSP, device maker, software application developer or some other member of the industry ecosystem. The question is: Is it the experience they want? Is it what is intended? The communications industry is undergoing a fundamental transformation due to the availability of the Anywhere Network? and the hyper-convergence of Internet, mobility, and new media and devices. The ability of CSPs and their ecosystem partners to drive customer loyalty and capitalize on new revenue opportunities beyond their traditional markets will help provide new revenue for growth in mature markets and new opportunities in emerging markets. However, a critical reality check for service providers is to transform their strategies around their customers. There is a lot at stake: If service providers get it wrong, they will continue to lose mind share, customer loyalty and revenue to competitors.?

?

Supporting Resources:

?

To see more information about Pega?s communications and media solutions, visit: http://www.pega.com/solutions/by-industry/communications-and-media

To learn more about Pega?s CRM solutions, visit: http://www.pega.com/products/customer-relationship-management

To read a white paper on the importance of customer centricity in this space, visit: http://www.pega.com/resources/pega-crm-for-communications

Source: http://www.pega.com/about-us/news-room/press-releases/pegasystems-helps-communications-service-providers-transform-custo

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Big banks under pressure in Europe crisis (AP)

BRUSSELS ? Big banks found themselves under pressure in Europe's debt crisis Saturday, with finance chiefs pushing them to raise billions of euros in capital and accept huge losses on Greek bonds they hold.

The continent's biggest financial institutions were at the center of talks as leaders entered marathon negotiations in Brussels, at the end of which they have promised to present a comprehensive plan to take Europe out of its crippling debt crisis.

"Between now and Wednesday we have to find a solution, a structural solution, an ambitious solution and a definitive solution," French President Nicolas Sarkozy said as he arrived in Brussels. "There's no other choice."

In addition to new financing for Greece, leaders want to make the banking sector fit to sustain worsening market turmoil and turn their bailout fund into a strong safety net that will stop big economies like Italy and Spain from falling into the same debt trap that has already snapped Greece, Ireland and Portugal.

But before the final deadline on Wednesday, they have to overcome many obstacles.

On Saturday, the finance ministers of the 27-country European Union decided to force the bloc's biggest banks to substantially increase their capital buffers ? an important move to ensure that they are strong enough to withstand the panic that a steep cut to Greece's debt could trigger on financial markets.

A European official said the new capital rules would force banks to raise just over euro100 billion ($140 billion), but finance ministers did not provide details on their decision. The official was speaking on condition of anonymity because it had been agreed to let leaders unveil the deal at their first summit Sunday.

"We have made real progress and have come to important decisions on strengthening European banks," George Osborne, the U.K.'s chancellor of the exchequer, said as he left Saturday's meeting.

The deal on banks was likely to be the only major breakthrough ready to announce on Sunday, leaving many important decisions and negotiations to be completed by Wednesday night.

On Friday, the first day of the marathon talks, the finance ministers of the 17 countries that use the euro ? and which have found themselves at the center of the crisis because of the currency they share ? agreed to demand Greece's private creditors take big losses on their bondholdings.

But they still have get the banks to come along and convince them that the cuts are the best way to ensure that Athens can eventually repay its remaining debts.

The picture in Greece, whose troubles kicked off the crisis almost two years ago, is bleaker than ever. A new report from Athens' international debt inspectors ? the European Commission, the European Central Bank and the International Monetary Fund ? proved that a preliminary deal for a second package of rescue loans reached in July is already obsolete.

That plan would have seen banks and other private investors take losses of some 21 percent on their Greek bond holdings, while the eurozone and the IMF were to provide an extra euro109 billion ($150 billion) in bailout loans.

But the report showed that in the past three months Greece's economic situation has deteriorated so dramatically that for the bank deal to remain in place, the official sector would have to provide some euro252 billion ($347 billion) in loans. Alternatively, to keep official loans at euro109 billion ($150 billion), banks would have to accept cuts of about 60 percent to the value of their Greek bonds.

"I believe we are now arriving at a more realistic view of the situation in Greece," said German Chancellor Angela Merkel, the country that has long been advocating a more radical solution to Athens' problems.

But Merkel and her eurozone counterpart were on for tough negotiations with the banks.

Charles Dallara, who has been representing private investors in the talks with the eurozone, said Saturday that negotiations that carried on sporadically throughout Saturday were making only slow progress.

"We're nowhere near a deal," he told The Associated Press in an interview.

Dallara, the managing director of the Institute of International Finance ? the world's biggest bank lobbying group ? said current plans to cut Greece's debt would leave the country as "a ward of Europe" for years.

He declined to say how much in losses banks would be willing to accept, saying only "we would be open to an approach that involves additional efforts from everyone."

The eurozone has been working hard to reach a voluntary agreement with banks, rather than forcing losses onto the lenders, because that could avoid triggering billions of euros on payout for bond insurance and could destabilize markets even further.

However, in recent weeks some officials have no longer insisted that the deal remain voluntary.

Agreement on arguably the most important measure in the crisis plan remained even more elusive Saturday: boosting the firepower of the currency union's euro440 billion ($600 billion) bailout.

Increasing the effectiveness of the fund ? called the European Financial Stability Facility ? is meant to help prevent larger economies like Italy and Spain from being dragged into the crisis. At the same time, the EFSF may be asked to help governments shore up their banks if they can't raise the necessary funds on financial markets.

But Germany and France still disagree over how to give the EFSF more firepower. France wants the fund to be allowed to tap the ECB's massive cash reserves ? an option that Germany rejects. Weaker economies, meanwhile, are wary of signing up to the other two parts of the grand plan ? bigger bank capital and cuts to Greece's debt ? without assurance that sufficient buffers are in place.

___

Sarah DiLorenzo, Elena Becatoros, Raf Casert and Slobodan Lekic in Brussels contributed to this story.

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/ap/20111022/ap_on_bi_ge/eu_europe_financial_crisis

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UFC 137 interview: Mitrione wants to show he?s more than a heavy-handed striker

Next week at UFC 137, Matt Mitrione is back and he's facing his toughest test to date.

The former Big 10 defensive tackle and NFL veteran, has raced out to a 5-0 start, but now he faces another big puncher in Cheick Kongo. Mitrione doesn't sound like he's afraid to bang with the Frenchman, but also pointed out that he's been working on his ground game as well.

Listen to a very confident Mitrione with Kevin Iole and myself on ESPNRadio1100/98.9 FM's "The MMA Insiders" show. You'll be shocked to find out who "Meathead" from Season 9 of the "Ultimate Fighter" is training with now.

Source: http://sports.yahoo.com/mma/blog/cagewriter/post/UFC-137-interview-Mitrione-wants-to-show-he-s-m?urn=mma-wp8472

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French first lady takes new baby girl home

French President Nicolas Sarkozy's wife Carla Bruni-Sarkozy leaves a clinic where she gave birth on Wednesday carrying her baby girl Giulia, in Paris, Sunday, Oct. 23, 2011. (AP Photo/Lionel Cironneau)

French President Nicolas Sarkozy's wife Carla Bruni-Sarkozy leaves a clinic where she gave birth on Wednesday carrying her baby girl Giulia, in Paris, Sunday, Oct. 23, 2011. (AP Photo/Lionel Cironneau)

French President Nicolas Sarkozy's wife Carla Bruni-Sarkozy, left, leaves a clinic where she gave birth on Wednesday carrying her baby girl Giulia, in Paris, Sunday, Oct. 23, 2011. (AP Photo/Lionel Cironneau)

French President Nicolas Sarkozy's wife Carla Bruni-Sarkozy, center, leaves a clinic where she gave birth on Wednesday carrying her baby girl Giulia, in Paris, Sunday, Oct. 23, 2011. (AP Photo/Lionel Cironneau)

PARIS (AP) ? Carla Bruni-Sarkozy is heading home with her newborn girl Giulia, the first baby born to a sitting French president.

Bruni-Sarkozy left a Paris clinic Sunday with her daughter and bodyguards, after giving birth Wednesday.

President Nicolas Sarkozy said he and his wife felt a "very profound happiness" over the birth of their first child together. He has three sons from his two previous marriages. She has one son from a previous relationship.

Sarkozy is expected to seek a second term in elections in six months.

When the first lady gave birth, Sarkozy was in Frankfurt for an emergency meeting with German Chancellor Angela Merkel, trying to solve the deepening European debt crisis.

Sarkozy is in Brussels all day Sunday for a summit of European Union leaders.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2011-10-23-EU-France-President's-Baby/id-4fbdc1d513f843ddb4293ded2849bda1

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Jobs tour can't catch a break ... and other observations (hamptonroads)

Share With Friends: | | Politics - Top Stories News, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/151656452?client_source=feed&format=rss

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Report: Food labels need Energy Star-like ratings

Graphic shows concept for updated food labels

Graphic shows concept for updated food labels

WASHINGTON (AP) ? Just as that Energy Star tag helps you choose your appliances, a new report says a rating symbol on the front of every soup can, cereal box and yogurt container could help hurried shoppers go home with the healthiest foods.

Thursday's report urges the Food and Drug Administration to adopt new food labeling to clear the confusing clutter off today's packages and give consumers a fast way to compare choices.

It wouldn't replace the in-depth Nutrition Facts panel that's now on the back or side of food packages. But few shoppers stop to read or heed that fine print in the middle of the grocery aisle.

The Institute of Medicine says it's time to put right upfront the most important information for health: how many calories per serving ? and just how big that serving is ? along with stars or some other symbol to show at a glance how the food rates for certain fats, sodium and added sugars.

"American shoppers are busy shoppers," said Ellen Wartella, a psychology professor at Northwestern University. Wartella chaired the IOM committee that studied the issue at the request of federal health officials.

"We want a really simple system that says if you have three marks, that product is healthier than one with two marks."

How to get Americans to eat more wisely is a huge problem as obesity and diet-related diseases are skyrocketing. The FDA already was working to change the food-labeling system to make it more user-friendly, and has promised to crack down on inaccurate labeling that has confused consumers.

But ranking a food's healthfulness, rather than just providing consumers information to try to judge that for themselves, would mark a major shift in government food policy. The agency didn't say if it was interested in that kind of ratings approach, or how soon it would make labeling changes but called Thursday's report a thoughtful analysis that would help it decide next steps.

"FDA agrees consumers can benefit from a front-of-pack labeling system that conveys nutrition information in a manner that is simple and consistent with the Nutrition Facts panel," said spokeswoman Siobhan DeLancey.

The Institute of Medicine recommendation would face an uphill battle with food manufacturers who are pushing their own version of on-the-front food labels but don't like the idea of ranking one food as healthier than a competitor's.

"We believe the most effective programs are those that trust consumers and not ones that tell consumers what they should and should not eat," said Scott Faber, a lobbyist for the Grocery Manufacturers Association.

Changing dietary behavior is very difficult, and how much of a role nutritional disclosure plays isn't clear. Some studies show that food-label readers do eat much more healthfully, the IOM found.

Moreover, sales did change a bit when the Hannaford grocery chain introduced its own storewide food-rating system in 2006, said Lori Kaley, a registered dietitian at the University of Southern Maine and a scientific adviser to the Guiding Stars Licensing Company that markets the ratings system to additional stores today. Sales of high-fat whole milk dropped as some shoppers switched to three-star skim milk or two-star 1 percent milk, for example, and some manufacturers reformulated their store brands to be rated more favorably, she said.

But other studies have found little effect from food labeling, questioning how many people read the labels. Certainly waistlines still are growing despite a proliferation of nutrition information on food packages and, more recently, calorie counts on restaurant menus.

The IOM panel said part of the problem may be consumer confusion. Highlighting "good source of fiber" or "low-fat" or "high in calcium" on the front of a package doesn't override bad news lurking in the FDA-mandated nutrition label on the back. A food with reduced fat might have made up for the change in taste with a lot of extra sugar. Or a breakfast bar with lots of fiber might also contain too much heart-harming trans fat.

"If they have a health claim, consumers view that product overall as a healthy product," said Tracy Fox, a Washington, D.C., nutrition consultant and member of the IOM committee. "At least half of them that have a nutrient content claim are higher in one of those (other ingredients) we think consumers should reduce."

Under the IOM's proposed system, foods would earn up to three points for meeting certain nutritional standards ? one each for keeping sodium, added sugars or a bad-fat duo, saturated fat and trans fat, below designated levels.

On the cereal aisle, plain oatmeal might get three points while the flavored kind would get just two because of added sugar, for example.

"If I always buy Triscuits, I'm going to buy them again. But if there is a decision that needs to be made, we hope this will help consumers make better decisions," said the IOM committee's Fox.

Some foods are so unhealthy as to be unrated altogether ? a sugary soft drink wouldn't get a point for its lack of fat. Whatever the rating, the IOM proposal says all foods also would need a clear front-of-package calorie count: 150 calories for 16 potato chips, for example.

For now, the Grocery Manufacturers Association says the industry has begun rolling out voluntary labels called "Facts Up Front," which will list calories and the amount of saturated fat, sodium and sugars per serving ? levels, not ratings.

___

Associated Press writer Mary Clare Jalonick contributed to this report.

Associated Press

Source: http://hosted2.ap.org/apdefault/bbd825583c8542898e6fa7d440b9febc/Article_2011-10-20-Food%20Labels/id-aab22532c55b4784b5f73bf87aea9519

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Romney jabs Cain's '9-9-9' plan (AP)

WASHINGTON ? Hours before Tuesday's night's presidential debate, Mitt Romney is sharpening his criticism of his rival's tax plan.

The former Massachusetts governor says Herman Cain's "9-9-9" tax plan still needs a lot of work. And he says that most middle-income Americans would end up paying more if Cain has his way.

Cain is a former business executive who recently jumped into top-tier status in the Republican presidential primary contest, buoyed in part by his simple tax plan. He's calling for a 9 percent national sales tax and 9 percent tax rates for personal income and corporations.

Romney criticized the plan on a conference call with supporters Tuesday afternoon. He warns that senior citizens and those on fixed incomes in particular could face significantly higher taxes under the 9-9-9 proposal.

Source: http://us.rd.yahoo.com/dailynews/rss/gop/*http%3A//news.yahoo.com/s/ap/20111018/ap_on_el_pr/us_romney_cain

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UN: Arab unrest has little impact on asylum claims (AP)

GENEVA ? The political and social upheaval in North Africa and the Middle East had little impact on asylum claims to rich countries ? something politicians in Europe had been particularly fearful of ? according to a U.N. report Tuesday.

The U.N. refugee agency said applications rose 17 percent during the first half of 2011, but most came from countries considered to be typical sources of asylum seekers, such as Afghanistan, where some 15,300 applicants originated.

China was the second biggest source of claims, with 11,700 people asking to be given refuge abroad. Third was Serbia and Kosovo, with 10,300 claims, followed by Iraq (10,100) and Iran (7,600).

"2011 has been a year of displacement crises unlike any other I have seen in my time as High Commissioner," The U.N. High Commissioner for Refugees, Antonio Guterres, said of the so-called 'Arab Spring' unrest that drove hundreds of thousands in Libya and Tunisia to flee their homes.

Guterres said most had fled to neighboring countries.

The U.N. refugee agency said it expects to see 420,000 asylum applications in rich countries for 2011, the highest number in eight years.

The top destinations during the first six months were the United States, which had 36,400 applications, followed by France (26,100) and Germany (20,100).

UNHCR noted that asylum application in Japan and South Korea more than doubled, to 1,300 compared to 600 in the first half of 2010.

Source: http://us.rd.yahoo.com/dailynews/rss/europe/*http%3A//news.yahoo.com/s/ap/20111018/ap_on_re_eu/eu_un_asylum_claims

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Schwarzenegger to star in film (Reuters)

LOS ANGELES (TheWrap.com) ? Arnold Schwarzenegger is back at work -- with a real Jackass.

The former California governor and action star is now shooting "The Last Stand," Lionsgate's chase story, with "Jackass" star Johnny Knoxville and Academy Award winner Forest Whitaker, Lionsgate announced Monday.

Harry Dean Stanton, Eduardo Noriega, Rodrigo Santoro, Luis Guzman and Jaimie Alexander also star.

Shooting began Monday and will take place in New Mexico and Nevada.

The Korean director Kim Jee-Woon ("A Tale of Two Sisters," "The Good, The Bad, The Weird") is directing.

"The Last Stand" is about a former Los Angeles Police officer who becomes the sheriff of a sleepy border town and finds himself standing between a ruthless drug cartel leader and the border.

Lionsgate says the movie includes "one of the most daring face offs in cinema history."

The movie is based on Andrew Knauer's spec script which Jeffrey Nachmanoff ("The Day After Tomorrow") rewrote.

Source: http://us.rd.yahoo.com/dailynews/rss/movies/*http%3A//news.yahoo.com/s/nm/20111017/film_nm/us_schwarzenegger

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Android 4.0 Ice Cream Sandwich now official

Google has taken the stage in Hong Kong to make the next version of Android OS, nicknamed Ice Cream Sandwich, a thing of reality.

Developing...

Check out all the action on our liveblog happening right now!

Android 4.0 Ice Cream Sandwich now official originally appeared on Engadget on Tue, 18 Oct 2011 22:25:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2011/10/18/android-4-0-ice-cream-sandwich-now-official/

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Oil up to near $87 on European debt plan hopes

Oil prices inched back up to near $87 a barrel Monday as market sentiment improved on hopes for a European debt crisis deal and as upbeat U.S. retail sales data boosted hopes that the world's biggest economy will avoid recession.

By early afternoon in Europe, benchmark crude for November delivery was up 17 cents at $86.97 a barrel in electronic trading on the New York Mercantile Exchange. Earlier in the session, the contract rose as high as $88.18. On Friday, it jumped $2.57 to settle at $86.80.

In London, Brent crude was down 55 cents at $111.68 a barrel on the ICE Futures Exchange in London.

European leaders are expected to agree by the end of this week to a broad deal that will lighten Greece's debt burden, help banks raise more money and boost the effectiveness of the eurozone bailout fund's lending capacities.

Crude has jumped about 17 percent from $75 earlier this month amid growing optimism that Europe will present its new plan at an EU summit on Oct. 23.

"We expect the stronger tone to prevail at least for much of this week," said analyst Edward Meir at MF Global in New York. "The markets could then sell off slightly once the European proposals are announced, perhaps sending the debt crisis somewhat to the back burner in the weeks ahead and allowing the focus to revert back to macro headlines."

Investors were also encouraged by a U.S. government report which on Friday showed retail sales rose 1.1 percent in September, the biggest gain in seven months.

"The retail sales report was encouraging for both the energy market and the health of the general economy," energy trader and consultant The Schork Group said in a report. "Now let's see how long this lasts until European debt concerns send us reeling again."

A stronger dollar kept a brake on oil prices, however, by making crude more expensive for investors trading in other currencies. The euro was down to $1.3788 from $1.3875 late Friday.

Traders will also be closely watching a slew of corporate earnings announcements this week, including banks Citigroup and Wells Fargo later Monday and Coca-Cola, Apple and Bank of America on Tuesday.

In other Nymex trading, heating oil fell 0.11 cent to $3.0547 per gallon and gasoline futures lost 0.65 cent to $2.8182 per gallon. Natural gas added 4.9 cents to $3.752 per 1,000 cubic feet.

___

Alex Kennedy in Singapore contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2011-10-17-Oil-Prices/id-a19cd9551e18458eb1a60eb8f62b0325

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California's Doctors Back Legalization Of Marijuana

ANAHEIM, Calif. ? California's largest industry group for doctors is calling for the legalization of marijuana even as it maintains that the drug has few proven health benefits.

Trustees of the California Medical Association adopted the new stance at its annual meeting Friday in Anaheim, according to a Los Angeles Times report ( ). http://lat.ms/qR96hb

Dr. Donald Lyman, the Sacramento physician who wrote the group's new policy, said doctors are increasingly frustrated by the state's medical marijuana law, which allows use with a doctor's recommendation. Physicians are put in the uncomfortable position of having to decide whether to recommend a drug that's illegal under federal law, Lyman said.

"It is an open question whether cannabis is useful or not," he told the newspaper. "That question can only be answered once it is legalized and more research is done. Then, and only then, can we know what it is useful for."

The CMA acknowledges health risks associated with marijuana use and proposes regulation similar to alcohol and tobacco, but the group says the consequences of criminalization outweigh the dangers.

The federal government considers cannabis a drug with no medical use. The CMA wants the White House to reclassify it to help promote further research on its medical potential. Earlier this year, the Obama administration turned down a request to reclassify marijuana. That decision is being appealed in federal court by legalization advocates.

Lyman called current laws a "failed public health policy."

But critics within the medical community said association leaders did not consider the broader implications of legalizing marijuana.

"I think it's going to lead to more use, and that, to me, is a public health concern," Dr. Robert DuPont, an M.D. and professor of psychiatry at Georgetown Medical School, told the Times.

Members of the CMA, which represents more than 35,000 California physicians, were informed of the trustees' vote Saturday. It is the first major medical association in the nation to urge legalization of cannabis, according to a group spokeswoman.

The group's decision provoked an angry response from some in law enforcement.

"Given everything that we know about the physiological impacts of marijuana ? how it affects young brains, the number of accidents associated with driving under the influence ? it's just an unbelievably irresponsible position," said John Lovell, spokesman for the California Police Chiefs Association.

The CMA's parent organization, the American Medical Association, has said the federal government should consider easing research restrictions, according to the Times.

___

Information from: Los Angeles Times, http://www.latimes.com

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Source: http://www.huffingtonpost.com/2011/10/16/californias-doctors-back-_n_1014510.html

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Activision jumps into kids' game with 'Skylanders' (AP)

NEW YORK ? To impress kids these days, it's not enough to make another video game. Mere action figures won't do, either. So Activision is merging the two.

With "Skylanders: Spyro's Adventure," Activision is using some of its "Guitar Hero" technology in a new venture that's part handheld toy, part digital entertainment. Aimed at kids, "Skylanders" is among the latest and most ambitious game in a growing genre that blends a child's physical world with a video game and online media.

The new game marks Activision's latest stab at a must-have holiday hit, less than a year after it killed off its iconic "Guitar Hero" franchise. Although Activision Blizzard Inc. still has hit titles such as "Call of Duty," people are increasingly turning to free or cheaper games on mobile devices and social networks and buying fewer expensive video game discs that account for a large chunk of Activision's business.

"Skylanders," available for $70 beginning Sunday in North America, comes with three 2-inch-tall action figures ? Spyro, the fire-breathing purple dragon, of course, along with others, such as a guy made of tree trunks, or Eruptor, the lava man. Extra figures cost $8 each.

Using a plastic platform about six inches in diameter, the figures connect wirelessly to your video game system, the same way plastic instruments connect to on-screen musicians in "Guitar Hero."

As with other games, you still control their characters on the screen. But you need the figures, which store data and transmit characters' histories to the nearest game console. Each works like a wireless thumb drive for data storage. Connect it to the system, and the game recognizes all that the character has been through.

So you can start playing the game at home on a Wii, grab the Spyro figure and head to a friend's house. There, you can continue playing the game on the PlayStation 3 without losing all you've accomplished on the Wii version. This hasn't been possible before.

Sure, there's stuff like Webkinz, the toy animals that come with secret codes that kids type into a website to play with an online version of their pet. The "Skylanders" figures, though, become an integral part of the game because they store their characters' entire history inside.

"It's DNA-level play," says Eric Hirshberg, CEO of Activision Publishing. "How many times have you wished you could bring toys to life?"

Hirshberg calls it the "first true cross-platform game." That means you can play the game on the Wii, the Xbox 360, the PlayStation 3, the Nintendo 3DS, online and on the iPhone and the iPad.

Billy Pidgeon, an analyst at M2 Securities who follows video games, said the concept is "very risky, but if it pays off, it's going to pay off big."

It's risky, for one, because there's no real way to tell what will drive kids and parents to a holiday feeding frenzy in the way Tickle Me Elmo did in 1996 and the Nintendo Wii did a decade later. It's also a relatively new foray into the world of kids' games for Activision, best known for its "Call of Duty" warfare shooters and the grown-up fantasy fighter "World of Warcraft."

Jeff McKinney, video game editor at Time to Play Magazine, said he played the game extensively over the summer and liked it. "It's a cool concept but if the game wasn't good, it was going to be a novelty."

Spyro has been around since the late 1990s, having gotten its start on the Sony Corp.'s PlayStation console. Activision is trying to breathe fire into the series by combining it with real-life toys.

It helps that Joel Cohen and Alec Sokolow, two of the screenwriters for the original "Toy Story," are the writers of the latest game. As the story goes, Spyro and nearly three dozen other characters have been shrunk and frozen by an evil creature called Kaos. Their task: Battle, collect treasures and solve puzzles to save the world from Kaos.

"It's important that the toys were alive," says Yale Miller, producer at Activision. "Not just a piece of plastic manufactured somewhere."

Activision is also throwing its full marketing blitz behind the game. Although it won't say how much it's spending, analysts estimate it's at least in the tens of millions of dollars. Toys R Us has included it in its list of 15 "best toys" for the 2011 holiday season alongside Air Swimmers, the helium-filled, radio-controlled flying fish, and Leapfrog's LeapPad Explorer.

The toys use RFID technology, used by retailers, drug makers and shipping companies to track goods, to store information.

The game is rated E10, meaning it's suitable for everyone over 10.

If it succeeds, other game companies will likely follow. Nintendo, with its beloved Mario characters ? not to mention Pokemon ? is a likely candidate.

"I'm surprised they haven't done it yet," McKinney says.

Source: http://us.rd.yahoo.com/dailynews/rss/tech/*http%3A//news.yahoo.com/s/ap/20111016/ap_on_hi_te/us_tec_activision_skylanders

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Lern2Play

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http://www.lern2play.com Lern2Play.com features a large MMORPG Forum with over 265,000 posts. Active MMORPG and MMO community and MMO Games Forums. Join now to talk about Lord of the Rings Online, World of Warcraft, Age of Conan, Star Wars Galaxies and more.enhttp://www.lern2play.com/images/lern2play/misc/rss.jpghttp://www.lern2play.com http://www.lern2play.com/movies-tv-and-music/105393-rise-of-the-planet-of-the-apes-2011-dvd.html http://www.lern2play.com/movies-tv-and-music/105391-restless-2011-dvd-eng-dvdrip-hq-1-link-no-rar.html http://www.lern2play.com/movies-tv-and-music/105390-warrior-2011-dvd-eng-dvdrip-hq-1-link-no-rar.html http://www.lern2play.com/movies-tv-and-music/105389-red-state-2011-dvd.html http://www.lern2play.com/movies-tv-and-music/105387-real-steel-2011-dvd-eng-dvdrip-hq-1-link-no-rar.html http://www.lern2play.com/movies-tv-and-music/105386-trespass-2011-dvd-eng-dvdrip-hq-1-link-no-rar.html http://www.lern2play.com/movies-tv-and-music/105385-puncture-2011-dvd.html http://www.lern2play.com/movies-tv-and-music/105384-the-twilight-saga-breaking-dawn-part-1-2011-dvd.html http://www.lern2play.com/movies-tv-and-music/105383-paranormal-activity-3-2011-dvd-eng-dvdrip-hq-1-link-no-rar.html http://www.lern2play.com/movies-tv-and-music/105382-the-three-musketeers-2011-dvd-eng-dvdrip-hq-1-link-no-rar.html http://www.lern2play.com/movies-tv-and-music/105381-our-idiot-brother-2011-dvd.html http://www.lern2play.com/movies-tv-and-music/105380-the-thing-2011-dvd.html http://www.lern2play.com/movies-tv-and-music/105379-one-day-2011-dvd-eng-dvdrip-hq-1-link-no-rar.html

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Rome tallies up damage from violent protest (AP)

ROME ? Rome is tallying up the costs a day after rioters hijacked a peaceful protest and smashed bank and store windows, tore up sidewalks and torched vehicles.

Mayor Gianni Alemanno told reporters Sunday that repairs to public buses, streets and sidewalks will cost at least euro1 million ($1.4 million). Hooded protesters infiltrated a march Saturday by tens of thousands of peaceful protesters worried about the suffering caused by the global financial crisis.

The protesters, some wearing gas masks, ripped up cobblestones and slabs of sidewalk to hurl at police and buildings, and smashed windows with hammers. Police battled back with water hoses and tear gas. Protesters also stormed into a church, tore a crucifix off the wall and smashed a statue of the Virgin Mary.

Alemanno called the rioters "animals."

Source: http://us.rd.yahoo.com/dailynews/rss/europe/*http%3A//news.yahoo.com/s/ap/20111016/ap_on_re_eu/eu_italy_wall_street_protests

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Coach Yourself to Success : Winning the Investment Game

Coach Yourself to Success : Winning the Investment Game
By Joe Moglia

• Publisher: ? Wiley
• Number Of Pages: ? 199
• Publication Date: ? 2005-04-13
• ISBN-10 / ASIN: ? 0471719846
• ISBN-13 / EAN: ? 9780471719847

Product Description:

Praise for Coach Yourself to Success

"Knowing how to make money and hold onto your money has never been easy. Joe's strategies are clear, accessible, and performance based. Joe, thanks for taking the mystery out of investing."
--Maria Bartiromo, host and managing editor of the nationally syndicated program the Wall Street Journal Report with Maria Bartiromo and CNBC's Closing Bell.

"Leave it to Joe to look out for the rest of us Joes and Joannes. Practical. Useful. Meaningful. The man who democratized trading has now leveled the playing field."
--Neil Cavuto, Vice President of FOX News Channel, host of Your World with Neil Cavuto and author of the New York Times bestseller, More than Money

"Joe Moglia has provided a coach's playbook for everyone. This is an invaluable tool for executing the right investing moves to win the game!"
--Bill Bolster, former CEO CNBC, CNBC Intl.

"If there is a parallel between football and investing, it is that to be successful you have to stick to the fundamentals. 'Coach' Joe Moglia lays out the fundamentals for you in a concise, straightforward manner. Read it and win."
--Vince Lombardi, Jr.

"Coach Joe Moglia knows the game and knows it well. His clearly written book is indispensable for the novice and great fun for the knowledgeable."
--Bob Kerrey, President, New School University

"As the president of Ameritrade, Joe Moglia revolutionized online trading, making individual investors successful as never before. In Coach Yourself to Success, Moglia's insights give individual investors a new and powerful tool to achieve their financial objectives."
--Roger McNamee, cofounder of Elevation Partners, Silver Lake Partners, and Integral Capital Partners, and author of The New Normal

Summary: disappointment
Rating: 1

I have read a little of the book and find Mr. Moglia writes well but the truth is that Ameritrade's business practices leave a lot to be desired given my experience with them.
Ameritrade holds little value in the individual customer.
Coaching football and being a CEO are not the same. You can be mean to your players but you need to treat your investors with respect.

Summary: Too Many Football Analogies
Rating: 3

Moglia's approach to the topic is very well thought out. He covers all the angles of investing in the markets. However, the football analogies are overdone and unnecessary. His credentials and his exposition should be based on what he has done in the business world, not on what he did on a football field.

Summary: The Singing CPA gives this book a thumbs up!
Rating: 5

This book is packed with important information for new investors from one of the most respected people in the investment world. I have recommended this book to many of my clients who are sports fanatics and they found it to be useful, practical and engaging. The "Game Plan" page at the end of each chapter reviews the main points and the glossary serves as a quick and easy reference.

Summary: A good primer for new investors or those who want to learn more
Rating: 4

The book is about becoming successful in investing and Moglia uses sports analogies to explain concepts that are complicated or a puzzlement to people like me.

The introduction keeps my attention, so I think I'm in for a good ride. After seeing the Game Plan page at the end of each chapter, I start reading the bulleted list first because it reviews the main points of the chapter and lets me know what to expect in the chapter.

The handy glossary provides useful for the novice who may not be familiar with the terms used in the book and in the investment world. As always when reading any book offering financial advice, the reader must remember that the judgments offered are the author's and others might disagree with some of the concepts.

Coach Yourself to Success is a great primer for new investors or those who have little or no knowledge about investments. It also provides good brush-up text for more experienced investors who may want or need to analyze their portfolios. As the author explains, you should continuously keep up and change your allocations as circumstances dictate. The writing is clear, the concepts simple and the advice down-to-earth and basic. Most individual investors will find the book a practical resource.

Summary: A great book for beginner investors
Rating: 4

I think this book is a wonderful tool for people who are interested in investing their money but don't understand their options, especially 20-somethings. It explains the different type of investments out there along with pros and cons of each. This book makes investing less intimidating and even provides resources to help you get started. This book was like a pep talk for me - it provided instructions, clear explanations and encouragment. Towards the end of the book you get the feeling that this is just a marketing tool to drive you towards Ameritrade/Amerivest products. That said, by no means should this be the only book you read, but it's a great starting point.

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